At Paymium, the security of your funds is our top priority.
That's why we use recognized safekeeping methods to guarantee the highest level of protection.
All our customers' funds are held at a 1:1 ratio, meaning that no assets (whether euros or cryptocurrencies) are invested in financial products. This ensures immediate availability of funds while reducing external risks.
Euro funds
Your euro funds are secured on an e-money account by our banking partner. What's more, as our banking partner is based in Europe, your funds are protected by the Deposit Guarantee Fund, in compliance with European regulations.
Cryptocurrencies
Your cryptocurrencies are stored according to industry best practice. 98% of cryptos are stored offline in “cold storage” to ensure optimum security.